lET’S GET real
You’re innovative spirit brought you here. We are excited to present a unique opportunity for your members and credit union to enhance your product offerings without the costs and complexities associated with building them from scratch. The Real One experience is designed to meet the evolving needs of today's members while ensuring a seamless and profitable partnership for you.
About Real One
Real One is a comprehensive solution that includes a basic savings account, a checking account, and a small automatic line of credit. This forward-thinking approach eliminates the need for traditional overdraft fees, which are increasingly under scrutiny, by offering a line of credit that supports your members without punitive costs.
What sets us apart is our unique blend of cutting-edge technology and a deep understanding of the fundamental importance of human connection. At R1, we are on a mission to help people succeed in their lives. While we provide state-of-the-art tools for convenience and efficiency, we also recognize that there are moments when nothing can replace the empathy, expertise, and personal touch of a real human being.
Our dedicated Contact Center is always ready to assist your members with a warm, personalized approach. Whether they face a complex issue or simply need reassurance, our team is here to ensure that they feel supported and valued. We are committed to bridging the gap between digital solutions and human interaction.
Key Benefits for Your Credit Union
Cost Efficiency: By partnering with us, you can offer an exceptional checking product to your members without the overhead of developing and maintaining your own. This product is fully digital, reducing operational burdens and streamlining your processes.
Profit Sharing: Our partnership includes profit-sharing from interchange income, providing a valuable revenue stream while delivering a high-quality service to your members.
Attractive to New Members: The product is specifically designed to attract and retain new members, particularly those just starting their financial journey. Our marketing is tailored to resonate with younger generations, offering the trust and inspiration they seek from a financial institution.
Sleek and Modern Design: The Real One design provides a user-friendly interface to ensure a positive and engaging experience for all members.
Features
Fully Digital Capabilities: Members can open accounts online, deposit checks via remote deposit capture, and enjoy the convenience of direct deposit. Withdrawals are easy with access to a shared ATM network or through debit card use.
Transfers: Members can effortlessly transfer funds to friends and family via ACH, a rare feature that adds significant value.
Future-Ready Enhancements: We are committed to continuous improvement. Soon, members will be able to manage self-directed investments within online banking, followed by the ability to manage their insurance needs, further solidifying this product as a comprehensive financial solution.
Partner with Us
Real One not only enhances your members’ experience but also positions your credit union as a forward-thinking institution ready to meet the demands of the future. By collaborating with us, you can provide a service that members will love, reduce your overhead costs, and enjoy the benefits of profit-sharing.