https://www.myreal1.com/home daily 1.0 2026-01-13 https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1697570446907-BTWPYX9M89RTA2M47HP3/image-asset.jpeg Home https://www.myreal1.com/realtalk daily 0.75 2026-03-26 https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1729611056941-Z3PB9GE90YJJZUYG8G6M/unsplash-image-2FPjlAyMQTA.jpg Real Talk https://www.myreal1.com/realtalk/fed monthly 0.5 2026-03-26 https://www.myreal1.com/realtalk/insurance monthly 0.5 2026-03-26 https://www.myreal1.com/realtalk/ncuainsurance monthly 0.5 2026-03-26 https://www.myreal1.com/realtalk/digital monthly 0.5 2026-02-23 https://www.myreal1.com/realtalk/easy monthly 0.5 2026-01-28 https://www.myreal1.com/realtalk/safer monthly 0.5 2026-01-28 https://www.myreal1.com/realtalk/scams monthly 0.5 2026-01-28 https://www.myreal1.com/realtalk/safety monthly 0.5 2025-10-21 https://www.myreal1.com/realtalk/directdeposit monthly 0.5 2025-10-21 https://www.myreal1.com/realtalk/deposits monthly 0.5 2025-10-21 https://www.myreal1.com/realtalk/investment-types monthly 0.5 2025-10-21 https://www.myreal1.com/realtalk/ncua monthly 0.5 2025-10-21 https://www.myreal1.com/realtalk/creditscore monthly 0.5 2025-10-21 https://www.myreal1.com/realtalk/interest monthly 0.5 2025-10-21 https://www.myreal1.com/realtalk/savings monthly 0.5 2025-10-21 https://www.myreal1.com/realtalk/checkup monthly 0.5 2025-10-21 https://www.myreal1.com/realtalk/emergencyexpense monthly 0.5 2025-10-21 https://www.myreal1.com/realtalk/rates monthly 0.5 2025-10-21 https://www.myreal1.com/realtalk/category/Financial+Industry monthly 0.5 https://www.myreal1.com/realtalk/category/Acconts monthly 0.5 https://www.myreal1.com/realtalk/category/Credit monthly 0.5 https://www.myreal1.com/realtalk/category/Money+Management monthly 0.5 https://www.myreal1.com/realtalk/category/Accounts monthly 0.5 https://www.myreal1.com/dream daily 0.75 2025-04-18 https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1692209437033-1S5H8EOUZBPZK1KN6Q6R/AdobeStock_121008469-min.jpeg Dream https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1697663935885-T02CRQ6ZVWYNFU2DQZ08/image-asset.jpeg Dream - Fee Free Overdraft Line Of Credit - Never Worry About Overdraft Fees We are here to provide the support you need when you need it most. That’s why we provide all account holders with access to a fee-free overdraft line of credit of $200 that is seamlessly linked to your Real Money Account, offering a safety net. It comes with no annual fees, and while there are interest charges when used, it can help you build your credit, turning financial challenges into opportunities. You will never have to worry about overdraft fees - we've got you covered. https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1697664090656-CFLQZWH9CBPJURYYTXI3/image-asset.jpeg Dream - Improve Your Financial Well-Being If you’re looking to improve your financial well-being, we have options to help you get on the path to a healthier financial future, from educational resources to personalized credit coaching. We can assist you in taking the essential steps towards financial stability by helping you identify your financial goals. Whether it's paying off debt, saving for a down payment on a house, or building an emergency fund, we can help you establish a clear path towards achieving those goals. We partner with a team of financial experts who will work with you to create a personalized debt management plan that fits your unique needs and goals. They can help you consolidate your debts, negotiate with creditors, and develop a manageable repayment plan that works for you. https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1697663538856-NON3A4XVCR7Z8V2QGACL/image-asset.jpeg Dream - Your Education, YOUR DREAMS, Your Terms At Real One, we believe in empowering students to achieve their educational dreams. Our cutting-edge student loan marketplace is designed to help you find the best student loan in a matter of minutes. Discover the benefits of our student loan marketplace: - Search for in-school and refinance loans that suit your unique situation. - Explore competitive fixed and variable interest rates for ultimate personalization. - Enjoy flexible repayment terms and options that fit your budget. - Say goodbye to origination fees and prepayment penalties. Our student loans can help you cover all your education-related expenses. From tuition and fees, room and board, to textbooks, transportation, and other essential costs, we've got you covered. We're here to support students at every stage of their journey. Whether you're a high school senior planning for college, an undergraduate student pursuing your degree, a graduate student advancing your education, or seeking to refinance for better terms, we've got you covered. Student loans are available to parents, undergraduate students, graduate and professional students (MBA, Law, MD, JD, etc.), and borrowers looking to refinance their existing student loans. Discovering your pre-qualified rates has never been easier. Simply click the button below and let us guide you through the process. https://www.myreal1.com/grow daily 0.75 2026-01-13 https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1692209329123-Y8341W9OM922HV7U207E/AdobeStock_531052006-min.jpeg Grow https://www.myreal1.com/more daily 0.75 2026-03-17 https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1692208997701-KAG0S9ZUD14B2F3SK9W4/AdobeStock_601274042-min.jpeg More https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/0de94ac0-9a2d-47e4-811c-63de38768a8f/R1+Deposits+%288%29.jpg More - Insurance Services Insurance doesn’t have to be complicated. We’ve partnered with Woop, a FREE tool that helps you manage, track, and save on your home, auto and renter's insurance, all in one simple, easy-to-access place. https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/995cdc19-718e-4b39-b5a0-4ff8db139e2c/unsplash-image-cqFKhqv6Ong.jpg More - Mobile App Download the Real One App to easily access your online banking and manage your funds on the go! App Store Google Play Store https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/51312233-0ae5-4138-9131-8eb5ec6ed962/unsplash-image-5QgIuuBxKwM.jpg More - Plaid Plaid allows you to view your accounts from other institutions in your online banking. This provides an easier way for you to transfer funds to and from your other accounts outside of Real One. It uses the existing online sign-on process from those institutions, allowing for quick and easy access. Now, you will have the ability to easily move funds between your various accounts across different financial institutions. Utilizing Plaid is simple! Just log in to your R1 online banking via the website or the mobile app as usual, then tap the “Link External Accounts” button. https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/014c3109-972c-4488-a30a-b458b35ba0dc/image-asset.jpg More - Get Away Today You deserve a break. As a member of Real One, you can access exclusive vacation discounts through our partners at Get Away Today. https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/71d45e78-87ca-4f05-9afb-0450e2e15e83/image-asset.jpg More - Mobile Payments Embrace the ease of Mobile Payments! Say goodbye to bringing a heavy purse or a bulky wallet. Bid farewell to the hassle of rummaging for the card you need. Reach out to us today to activate your debit card. Apple Pay Samsung Pay Google Pay https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/f119c192-f9e5-4e42-9e8d-189d2e7f71cb/unsplash-image-jpHw8ndwJ_Q.jpg More - Coming Soon! Your Investment Journey Real One has partnered with Eko to offer our members a seamless and intuitive digital investment experience directly within our online banking platform. This cutting-edge solution allows you to access a range of investment options and tools, empowering you to take control of your financial future. https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/5f6eca0b-5059-4ae6-989d-040d0c881259/image-asset.jpg More - Managing Money Made Effortless! With our user-friendly online banking platform, a simple text invitation is all it takes to grant you the power to effortlessly send money to anyone you desire. Additionally, you have the ability to easily move funds between your various accounts across different financial institutions. This is your journey to financial empowerment, where you're in control. It's time to transform money management into a effortless and enjoyable journey. https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/b4ffd776-d8bf-43d7-9458-ee2215bfb082/unsplash-image-_UeY8aTI6d0.jpg More - Bill Pay With Bill Pay, you can pay any company or person you owe through the Online Banking portal. Pay anyone in the United States that you would normally pay by check, automatic debit, or cash. Just provide some information about the company or person you want to pay. We send your payment electronically when possible. If the person or company cannot accept electronic payments, we will print a check and mail it for you. https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/7d5f78a5-80cb-4410-a312-1b9395770989/unsplash-image-kt_s46DVgJA.jpg More - Remote Deposit Capture Picture this: Depositing money is as easy as taking a selfie! Accessible 24/7, Easy and convenient, Deposit anywhere a data or WIFI connection is established. For additional details about deposit limits, check endorsements, and availability of funds, please see Remote Deposit Capture Agreement. https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/49c662f2-bda0-42ca-9b7e-613c92db0aaf/image-asset.jpg More - Wire Transfers When the need for swift and secure money transfers arises, wire transfers emerge as the optimal solution. They are known for their rapidity, reliability, and overall safety. Processing Time: For domestic wire transfers, please note that the cutoff time is 2:30 PM MST. To initiate an outgoing wire transfer from your REAL ONE account, a crucial security measure is in place. All wire transfer requests necessitate initiation via video chat, as both a formal form submission and your signature are essential for your protection. WIRING MONEY TO YOUR ACCOUNT * FOR CREDIT TO: BENEFICIARY BANK: - Corporate America Credit Union - 4365 Crescent Road, Irondale, AL 35210 - ABA Routing # 262090120 * FOR FURTHER CREDIT TO: - BENEFICIARY: Coloramo Federal Credit Union - 516 28 Road. Grand Junction, CO 81501 - Account #262003010 * FOR FINAL CREDIT TO: - INFORMATION LINE FOR BENEFICIARY: - Real One Account - Your Information https://www.myreal1.com/live daily 0.75 2024-11-22 https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1692208847701-BIG38N2VTBYTHAFNQQ8M/AdobeStock_209202958-min.jpeg Live https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/e1cf808e-8d52-4675-909d-aaab47a6e770/image-asset.jpg Live - No Monthly Service Fees With your Real Money Account & Real Savings Account, you can rest assured that your funds are secure and accessible whenever you need them, without the burden of monthly fees. https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/4d4a4710-3676-4650-865c-69db875229b5/image-asset.jpg Live - No Minimum Balance When you join Real One, you automatically get a savings account, and the $1 required to open the account symbolizes your ownership in Real One, giving you access to all the benefits of membership. Aside from this $1 opening, no other minimum balance is required. https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/e0641d28-fc7e-4bad-a683-e7f63275872c/image-asset.jpg Live - Manage Your Money Your account will provide you with easy options for depositing, transferring, and withdrawing your money, as well as making purchases and paying bills. In the online banking platform, you can securely and conveniently send money to anyone. https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/602d6cfa-26d4-4584-b8c1-378f8ec8a1d9/image-asset.jpg Live - Surcharge Free ATMs With our extensive network of over 30,000 surcharge-free ATMs, you can conveniently make deposits, withdraw cash, check your balance, and manage your finances without worrying about costly surcharges. Wherever you are, you'll have peace of mind knowing that your money is always within reach. https://www.myreal1.com/about daily 0.75 2026-01-26 https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1692210140848-ZO9YVM9441DM98771O16/AdobeStock_617756599-min.jpeg About https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1697748952985-A07G3XVCBORWCL0F3G9G/image-asset.jpeg About - JOIN REAL ONE is a Community Charter, which means we can serve anyone who lives, works, attends school, or has immediate family in Mesa, Delta, Montrose, Gunnison, Ouray, Garfield, Rio Blanco, or Moffat County. https://www.myreal1.com/disclosures daily 0.75 2026-01-13 https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1754666185610-I76BSKRUZL7CK1Y5Y71V/unsplash-image-HxPkohFqDGY.jpg Disclosures & Documents https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1701975772644-CSP49QY5R8P1IA50745F/image-asset.jpeg Disclosures & Documents Membership Agreements, Disclosures & Privacy Policy https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1754666304181-A02RRS0YI6KD76UM36DC/unsplash-image-_UeY8aTI6d0.jpg Disclosures & Documents E-Statement Disclosure https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1697754697065-MZ7LF72EW9WTEIRA4BFI/image-asset.jpeg Disclosures & Documents Truth-In-Savings Rate & Fee Schedule https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1705017890415-GLFBZ2UGD8XAL0J3IPNX/image-asset.jpeg Disclosures & Documents Credit Line Account Agreement & Federal Disclosure Statement https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/bce61ee6-3526-4b5b-bba2-ddd20e087864/image-asset.jpg Disclosures & Documents Remote Deposit Capture https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1754665685448-I7YNO2YDSVCBDKZQ7PGB/unsplash-image-Lks7vei-eAg.jpg Disclosures & Documents Direct Deposit Authorization Form https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1697755523442-4WAPOQW5TTA39PJZEGJF/image-asset.jpeg Disclosures & Documents Domestic Wire Form https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1697755238928-D3K00CKDWLT3LOC8Z97L/image-asset.jpeg Disclosures & Documents Visa Card Dispute Form https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1697755405509-KAT90RVT7PGWLE827J6J/image-asset.jpeg Disclosures & Documents ACH Stop Payment https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1697755614560-LM4G9ZBRGEYU2J53XJXE/image-asset.jpeg Disclosures & Documents International Wire Form https://www.myreal1.com/contact daily 0.75 2026-01-26 https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1697569424223-XCQ8P52WAMVTB072J3ZX/image-asset.jpeg Contact Us https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1697754363283-UCDG4UF9I9LXDY95CUWE/image-asset.jpeg Contact Us - OUR CONTACT INFO Monday - Friday 8:30 AM - 5:30 PM MST Phone: (970) 609-7466 Email: info@myreal1.com Fax: (970) 242-6506 Routing # 302176580 NMLS # 527644 https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1732217534327-8M5P0NFDC6W5D3MRE7UP/unsplash-image-n5oAiYrQ0JY.jpg Contact Us - SURCHARGE-FREE ATMS With our extensive network of over 30,000 surcharge-free ATMs, you can easily and conveniently make deposits, withdraw cash, check your balance, and manage your finances without worrying about costly surcharges. Whether you're traveling across the country or just across town, you'll have peace of mind knowing that your money is always within reach. https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1697754051258-6L776Q95DTYRR3N0W21W/image-asset.jpeg Contact Us - VISA DEBIT CARD SUPPORT Lost or stolen card after hours: - USA (970) 609 - 7461 - International (909) 941 - 1398 PIN reset & activation: - USA (970) 609 - 7460 / (866) 762 - 0558 - International (501) 588 - 7531 https://www.myreal1.com/notice daily 0.75 2024-04-18 https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1713462455766-BGR09DOMPYN316ZC670P/shutterstock_661116433+%281%29.jpg Important Notice https://www.myreal1.com/tisa daily 0.75 2026-04-01 https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1706114927319-MI2MGZLOQ8QXS2WTWCHI/image-asset.jpg TISA (Copy) https://www.myreal1.com/partners daily 0.75 2024-09-05 https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1724878153237-NXFNJYNVRV788VF1P7O5/unsplash-image-chhdIbuvgsg.jpg Partners https://www.myreal1.com/woop daily 0.75 2025-04-28 https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/1732909410143-R3SD6ZP7Q3UGA4GOQVM8/unsplash-image-NNtwEAoFnOo.jpg Woop https://images.squarespace-cdn.com/content/v1/64c3bac0118efd6f18a66b69/2ef6fbc1-5138-484d-9576-68749eaefc4a/Untitled+design+%281%29.png Woop - 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